Are Assisted Living Costs Tax-Deductible?


Currently, there are a large number of people who use assisted living facilities due to a disability or any other problem, which leads to loss of independence. Most of them pay their fees on their own. These costs are high and some people face problems paying for them. There are some costs that are tax deductible, which include long-term care expenses. There are some exceptions to this:

Who Is Exempted?

For the expenses to be tax deductible, a person must be chronically ill. For a person to be termed chronically ill, it must be certified by a doctor that either he cannot perform routine daily tasks, such as eating, drinking, toileting and taking a bath, or needs constant supervision. In addition to this, the person must be receiving care and treatment from a qualified and licensed doctor or medical practitioner. This means the person must be given a plan to follow by the doctor.

There are also some costs, such as cost of transport to get to the facility, health insurance premiums, qualified long-term care services and dental treatments, which are also, tax deductible. All these costs are not included in the medical expenses.

There is also a dependency deduction that can be claimed if the person who is paying for it has income below a certain level and cannot file a joint tax return. Another scenario can be when the caregiver pays for the services but the person he is caring for must be an immediate family member.


It can be said that the tax rules are composite and a person must consult a tax accountant for the rules regarding these expenses. You can also seek the help of an expert to learn about all the expenses you can deduct from your taxes, so you can reduce the cost of assisted living for a senior loved one.


Full Circle Senior Living Corporate Office
Assisted Living With Memory,
Medical and Physical Care
1411 London Road
Duluth, Minnesota 55805